The Mastrocola & Bardaro Group
at J.P. Morgan Securities
J.P. Morgan Securities
One Federal Street, 29th Floor
Boston, MA 02110
We provide comprehensive wealth management through the personalized approach similar to a family office — incorporating investment, planning, banking, and lending to serve the financial needs of high-net-worth individuals, families, their businesses, and institutions across the globe. Our business is designed to help manage wealth so our clients can spend more time enjoying their wealth.
While the landscape continually changes around us, J.P. Morgan has been a constant presence in the financial services industry through the economic and market cycles since the firm’s founding. In such a way, our clients depend on us to remain a steady partner, by their sides for generations as trusted stewards of their legacies. This is our own legacy, and it depends on the sustainability of each client’s success – something our Group can affect for the better because of our unique capabilities.
Our Group is a synthesis of experience and resources that allow us to provide the custom services of a boutique along with rich capabilities and opportunities only a global firm can access. This is a distinctive combination and such holism delivers powerful synergies. It also requires continuity, which is why our partners, Ken Mastrocola and Anthony Bardaro, manage every client relationship themselves, helping us discover, plan, implement, and review solutions for our clients’ needs or wants.
The result is the J.P. Morgan standard: “doing only first class business… in a first class way.”¹
From across the disciplines of investment, planning, banking, and lending, the following are some of the services we provide our private clients:
- Portfolio Management, Advisory, Consulting & Brokerage accounts
- Portfolio optimization, construction, analysis & research
- Equities, Fixed Income, Mutual Funds, ETFs & SMAs
- Foreign Exchange, Options & Derivatives
- Structured Products
- Alternative Investments (Hedge Funds, Private Equity, Real Estate & Hard Assets)
- Wealth Preservation & Transfer (Trusts, Estate & Philanthropy)
- Retirement & Education
- Cash Flow & Tax Planning
- Executive Services (Stock Options, Restricted Stock, 10b5-1 Plans & Rule 144 Transactions)
- Hedging & Monetization (concentrated equity positions)
- Corporate Retirement service (401k, Pension, etc.)
- Cash & Liquidity Management
- Checking & Savings
- Credit & Debit Cards
- Bill Pay
- Margin & Non-purpose Loans
- Revolving & Term Facilities
- Letters of Credit
- Mortgages & Home Equity Lines of Credit (HELOC)
- Complex loans (Multiple collateral, Artwork & Aircraft)
Head of Wealth Management
Adam is head of the J.P. Morgan Securities wealth management group, which focuses on strategic planning for individual clients, providing expertise in asset allocation, restricted and control stock and stock option management, retirement planning, estate and tax planning strategies, cash management and other personal planning strategies.
He has extensive experience with sophisticated family business and succession planning, philanthropic planning, estate and gift tax management techniques, discounted gifting transactions, estate litigation, asset allocation, monetization and derivatives techniques, and the taxation and analysis of employee stock options.
Adam is a member of the J.P. Morgan Securities Operating Committee, the J.P. Morgan Securities PM Review Committee, the J.P. Morgan Global Wealth Management Investment Review Committee, the Private Banking Global Investment Performance Governance Committee and the New Business Initiative Approval Committee.
Adam joined Bear Stearns Private Client Services in 2001, which was subsequently renamed J.P. Morgan Securities, in 2008. Prior to that, he was an attorney at Schulte Roth & Zabel (1998-2001) and Sullivan & Cromwell (1993, 1994-1998), where his practice focused on representing high net worth clients and closely held businesses. He started his career as a law clerk to Judge Jacob Mishler of the Eastern District of New York (1993-1994). Adam earned a B.A. in psychology from the University of Pennsylvania and a J.D. from Yale Law School.
Head of Corporate Retirement Services
Jim is the manager of Retirement Sales and Consulting Services for J.P. Morgan Securities. He has extensive experience in all areas associated with the delivery of corporate sponsored retirement plans, including product development, investment consulting, plan design, regulatory oversight and sales. At J.P. Morgan Securities, Jim is responsible for building the organization’s retirement services capabilities and managing the corporate retirement plan solutions available to clients. This includes development of retirement plan client solutions and screening of possible recordkeepers, administrators, investment managers and other vendors. Jim also assists directly with the development and review of investment policy statements, fund performance monitoring and deployment of participant education programs.
Prior to joining the firm in 2008, he was Senior Vice President at Aon Consulting where he served as the Senior Business Development Officer for the Defined Contribution and Investment Consulting Practices and was a member of the National Defined Contribution Leadership Council. Jim was also the founder and Principal of Aon Retirement Plan Advisors LLC, a Registered Investment Advisor providing investment analytical work for Aon’s qualified plan and large case deferred compensation plan clients, and President of Aon Annuities and Insurance Services, Inc. Jim has over 25 years experience in the financial services industry having held a variety of positions in sales, sales management, product development and management at both small and large financial institutions. He has served on industry boards and organizations and is a frequent speaker at industry events. He received a BA in History from Fairfield University.
Head of Banking and Lending
George Epstein is a Managing Director and Head of Banking and Lending for J.P. Morgan Securities. He is responsible for overseeing the various products offered to J.P. Morgan Securities clients such as deposit products, residential mortgages, securities based lending, commercial letters of credit, and specialty lending, including loans against fine art and aircraft financing.
George has over 22 years of industry experience. Prior to joining J.P. Morgan Securities, he was a Managing Director and the National Sales Manager of Banking and Lending at UBS Wealth Management Americas.
George holds a B.S. in Finance from St. Peters College. He is an active member of the New Jersey Chapter of the “Make-A-Wish” Foundation and the Leukemia & Lymphoma Society.
*Wealth Management Specialists can help Financial Advisors on a case by case client basis depending on the situation and need.
About J.P. Morgan Securities
J.P. Morgan Securities leverages one of the most comprehensive product platforms in the industry, as well as the financial strength of JPMorgan Chase & Co., one of the world’s oldest, largest and best known financial institutions. Our Investment Professionals offer clients a broad suite of transactional, wealth management and investment advisory services. They provide highly personalized service and access to world-class products and services offered through the global financial resources of J.P. Morgan.
The views and strategies described may not be suitable for all investors. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction. Securities are offered by J.P. Morgan Securities LLC. (“JPMS”), member FINRA, NYSE and SIPC. When JPMS acts as a broker-dealer, a client's relationship with us and our duties to the client will be different in some important ways than a client's relationship with us and our duties to the client when we are acting as an investment advisor. A client should carefully read the agreements and disclosures received (including our Form ADV disclosure brochure, if and when applicable) in connection with our provision of services for important information about the capacity in which we will be acting.
This document provides information about the brokerage and investment advisory services provided by J.P. Morgan Securities LLC (“JPMS”). The agreements entered into by and disclosures provided to clients with respect to the different products and services provided by JPMS should carefully read (including our Form ADV disclosure brochure, if and when applicable), which contain important information, including our provision of services for important information about the capacity in which we will be acting. We encourage clients to speak to their JPMS representative regarding the nature of the products and services and to ask any questions they may have about the difference between brokerage and investment advisory services, including the obligation to disclose conflicts of interests and to act in the best interests of our clients.