Services & Expertise

J.P. Morgan Securities provides an unmatched level of customized services and expertise to our clients who have complex needs and require more than just investment services. Our specialists will work with you and your Investment Professional to address these specific wealth management needs.

Lending Services

Successful wealth management requires attention to both sides of the balance sheet. We offer a variety of lending services to help our clients meet complex financing needs, including:

  • Effective cash management strategies
  • Margin and non-purpose lending
  • Mortgages and home equity lines of credit
  • Customized credit solutions, including standby letters of credit and commercial letters of credit

Wealth Transfer and Philanthropy

Many of our clients want both to maximize the wealth they'll pass on to their loved ones and to minimize their tax liabilities. We will help you determine how you can structure your assets to ensure that your wealth is transferred to your heirs in a tax-efficient way that fulfills your desired goals. We can also help you develop an organized charitable giving strategy designed to balance financial and tax considerations with your values and desired legacy.

Education and Retirement Planning

Planning for specific goals can be difficult due to the ever-changing investment and tax landscape. Education and retirement planning may require multiple financial strategies and complex planning—or it may just require a disciplined plan and someone to help you stick with it. Whatever your circumstances, we can assemble the appropriate resources to help you achieve your goals.

Concentrated Stock & Options Management

Corporate executives and others who hold large amounts of stock or options in a single company face potential regulatory and contractual restrictions that can make it difficult to diversify, and are often subject to significant tax liabilities. We can work with you to hedge single-stock risk, diversify within parameters acceptable to your company and help you minimize tax implications.

Cash Management Account

We offer a cash management account for clients who want to combine investment and lending services with cash management capabilities. This convenient account offers check writing and a Visa debit card. Cash balances will be automatically invested (swept) in an FDIC-insured bank deposit account or you may chose one of a select group of money market funds.